<?xml version="1.0" encoding="UTF-8"?>
<remote><auth><status>E</status><code>01</code><message>Invalid request</message><tranref>000000000000</tranref><cvv>X</cvv><avs>X</avs>
<cartid></cartid><trace>4000/2748192/6a833f06</trace></auth><payment><code></code><description></description></payment></remote>

